STOP! Mortgage Servicers sign now

To Whom It May Concern,
We are writing this letter today to bring your attention to mortgage servicers. An Associated Press investigation found that at least 30 servicers have been accused in lawsuits of harassing borrowers, imposing illegal fees and charging for unnecessary insurance policies. [AP IMPACT: Government Mortgage Partners Sued for Abuses 8/5/09] What is a mortgage servicer? Perhaps you could shed some light on that. But more importantly, why are these companies still in business with lawsuits and class action lawsuits against them, Better Business Bureau complaints against them, and hundreds of complaints against them on various websites? (See Google searches: Lawsuits/Complaints/Class Action Lawsuits and {name any mortgage servicer}.)
We understand that we made a commitment to pay our mortgages but we were never given a chance to choose who would service the mortgage and if we were able to choose, we probably wouldnt have chosen our current servicer. Plus, we have yet to find a way to switch our mortgage servicer as we would a cell phone provider.
Please for a moment think of our consumer society. We can choose among a few cell phone carriers and we can decrease or increase our monthly plans when needed. We can choose between cable, satellite, or antenna for our television watching. We can choose to decrease our cable channels to save money. We can decrease our grocery intake, electricity usage, and traveling to save money. We also expect to be able to adjust our mortgages if needed.
We understand that in years past, the banks would just take your house or car if you didnt pay for it. But, we are in a completely different era now. We are in the era of the AIG and bank bail-out controversies. We have seen Wall Street rewarded time and again for breaking our trust and making money because rules were not there and their moral compasses were broken. We were fooled and we deserve regulation, honesty and fairness.
We are a victim of a mortgage servicers bad business practices and we are not alone. When the taxpayers bailed out AIG and the banks, the situation generated plenty of media and congressional attention. Shouldnt mortgage servicers receive the same amount of attention? After all, what are they? What do they do? What rules do they play by? Why cant we choose and switch our providers? Mortgage Servicers are doing damage to many Americans by placing a scarlet F for Foreclosure in their credit reports. Dont we deserve more from a company that can harm us so much?

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Adriana BonillaBy:
Justice, rights and public orderIn:
Petition target:
U.S. President, U.S. Vice President, U.S. Congress, U.S. Senate

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